What to pay and what NOT To pay

Just come to the end of the month and debts are already knocking on the door.

Some things must be paid for whether we like it or not...... They come like clockwork every month, for example, electricity, water, gas, rent, loan monthly repayments. Then others slowly trickle in without fail, like food, transport, saloon, garage, fuel and the like.

Looking at the list of the things one has to clear and at the amount of money going to clear them, the scale is usually tipped on the other side; the debts are much more than the money received to pay them, so you think, what to pay for and what not to pay for?

Wouldn't it be nice to live without having to pay for these expenses, or for some of theses expenses be subsidized by our governments? What a life it would be if power and water are subsidized, after all where does all the Income Tax that we pay go to? Food for thought.